Disability Insurance 101

You may not realize it, but your ability to earn an income is your most valuable asset. Losing your income for an extended period of time could result in a loss of hundreds of thousands of dollars, and that would be financially devastating to you and your family. If you own a car or a home, you probably have automobile insurance or homeowners insurance to protect those valuable assets. But do you have disability insurance to protect your ability to earn an income? Disability insurance can replace lost income if you become sick or injured and are unable to work.

The resources you'll find here will help you understand who needs disability insurance, the various sources of disability benefits that may be available to you, and other key issues.

Flash Video Flash Video – This short video highlights terms and concepts you need to know about this important topic
Fact Sheets Fact Sheets – These PDFs also explain key terms and concepts, but in a printable format
Interactive Resources Interactive Resources – Check out links to useful, Web-based interactive tools